INSURANCE INSIGHTS

Atty. Randy B. Escolango, PhD

Public Servant

Corporate & Ligitation Lawyer

Civic Leader

A decade of public service

ATTY. RANDY B. ESCOLANGO, Ph.D. is currently the Deputy Insurance Commissioner for Legal Services of the Insurance Commission, Department of Finance, having been appointed to the said position on August 23, 2017 by President Rodrigo Roa Duterte.

Learn more about me
  • July 22, 2019

    Ancillary forms: Beyond the basic coverage of an insurance policy

    AN insurance policy offered by insurers usually contains the basic coverage. For instance, life insurance basically provides death benefits to the beneficiaries in case of death of the insured. Property Read More

  • July 15, 2019

    What is in the insurance policy?

    AN important step in obtaining an insurance is preparing the policy. Many are still misguided about the nitty-gritty of an insurance policy which could lead to unknowingly consenting to an Read More

  • July 8, 2019

    Money back: Should you get return of insurance premium?

    PREMIUM payments are essential for an insurance system to work. To effectively work as a risk-distributing mechanism, these payments are pooled together by the insurance company to fund the losses Read More

  • July 1, 2019

    Insurance premium: The real deal of paying it

    AVOIDING risks is one of the reasons why people purchase life or property insurance. The buyer of insurance pays a “premium” to be protected against financial losses if the perils Read More

  • June 24, 2019

    The importance of insurable interest in property

    ASIDE from the life of a person, properties may also be insured against harmful risks especially when a person can benefit significantly from these. Likewise, such properties may also be Read More

  • June 17, 2019

    Insuring the life of another person

    LIFE insurance refers to an insurance on human life, or an incident related to it, such as injuries or permanent disability. A person may obtain a life insurance policy for Read More

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